Construction Accident Claims in Florida

Falls, equipment accidents, and electrocutions happen every day on Florida job sites. Workers' compensation covers some of the cost — but it doesn't cover all of it, and it isn't always the only claim available.

Written by the Florida Injury Team Legal Content Team · Reviewed for accuracy by our network of licensed Florida attorneys · Learn about our editorial process

Workers' comp vs. a third-party claim

Florida employees are generally limited to workers' compensation against their own employer, which pays a portion of lost wages and medical costs but does not include pain and suffering. A third-party claim — against a subcontractor, equipment manufacturer, property owner, or a general contractor who isn't your direct employer — can allow full compensation.

Common causes

• Falls from height
• Scaffolding collapse
• Equipment and crane accidents
• Electrocution
• Being struck by falling objects
• Trench collapse

Who can be liable beyond your employer

A general contractor, a different subcontractor on the same site, a property owner, or the manufacturer of defective equipment can all potentially be held liable in a third-party claim.

What a third-party claim can cover that workers' comp can't

Full lost wages instead of a reduced percentage, pain and suffering, and the full cost of medical care without the caps that apply under workers' comp.

Why acting quickly matters

Site conditions get altered or cleaned up fast after an accident, and equipment involved often gets repaired or removed before it can be inspected.